Deposit Rates

Rates Effective Wednesday, April 9, 2014

Because Enterprise Bank has chosen not to invest in a costly multi-branch network, its savings in overhead pass directly on to its depositors.  The bank's clients enjoy some of the highest paying Certificates of Deposit and Money Market Account rates in the region.

To find out how to take advantage of these exceptional rates, call toll free 1-877-487-5044 to speak to one of our friendly Client Service Representatives or send an email to info@enterprisebankpgh.com and ask to receive important Enterprise Bank information through the mail or via the Internet.

New rates are set on Wednesday.  All rates listed for checking, savings and money market accounts are variable and subject to change after the account is opened.  Fees may reduce account earnings.  Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

Certificate of Deposit Rates*
Term
Interest Rate
Annual Percentage Yield
(APY) CD's
Annual Percentage Yield
(APY) IRA's
1 Month CD
0.25
0.25
0.25
3 Month CD
0.30
0.30
0.30
6 Month CD
0.35
0.35
0.35
12 Month CD
0.50
0.50
0.50
2 Year CD
0.70
0.70
0.70
3 Year CD
1.10
1.10
1.10
4 Year CD
1.55
1.55
1.56
5 Year CD
1.95
1.95
1.96


 

Executive Checking Account
Balance Portion
Interest Rate
Annual Percentage Yield
(APY)
$0.01 to $4,999.99
0.05
0.05
$5,000.00 to $24,999.99
0.10
0.05 - 0.10
$25,000.00 to $49,999.99
0.15
0.10 - 0.15
$50,000.00 & above
0.20
0.15 - 0.20


 

Business Checking With Interest Account
Interest Rate
Annual Percentage Yield
(APY)
0.15
0.15


 

Associate, Health Savings Account & IRA Savings Account
Interest Rate
Annual Percentage Yield
(APY)
0.25
0.25


 

Business Savings Account
Interest Rate
Annual Percentage Yield
(APY)
0.25
0.25


 

Premium & Premium IRA Savings Accounts**
Interest Rate
Annual Percentage Yield
(APY)
0.65
0.65


 

Executive Money Market Account
Balance Portion
Interest Rate
Annual Percentage Yield
(APY)
$0.01 to $24,999.99
0.10
0.10
$25,000.00 to $49,999.99
0.20
0.10 - 0.20
$50,000.00 to $74,999.99
0.25
0.20 - 0.25
$75,000.00 to $99.999.99
0.35
0.25 - 0.35
$100,000.00 and above
0.45
0.35 - 0.45

 

Business Money Market Account
Balance Portion
Interest Rate
Annual Percentage Yield
(APY)
$0.01 to $24,999.99
0.10
0.10
$25,000.00 to $49,999.99
0.20
0.10 - 0.20
$50,000.00 to $74,999.99
0.25
0.20 - 0.25
$75,000.00 to $99.999.99
0.35
0.25 - 0.35
$100,000.00 and above
0.50
0.35 - 0.50


 

Premium Business Money Market Account & Premium Money Market Account
Balance Portion
Interest Rate
Annual Percentage Yield
(APY)
$0.01 to $9,999.99
0.15
0.15
$10,000.00 to $49,999.99
0.30
0.15 - 0.30
$50,000.00 to $99,999.99
0.40
0.30 - 0.40
$100,00.00 to $499,999.99
0.50
0.40 - 0.50
$500,000.00 and above
0.65
0.50 - 0.65

 * Penalty will be imposed for early withdrawal.

**Premium and Premium IRA Savings accounts require a non interest bearing personal/household checking account to obtain the rate.  If requirement is not maintained the rate is defaulted to the current Associate Savings Account rate.

Due to legislation called the USA PATROIT ACT (H.R. 3162), financial institutions now require physical proof of identity before they can open new deposit accounts for clients who are not already on file with them.  Financial institutions where you already have established accounts may be able to open new ones through the mail or Internet if you are in their system, but those who do not are required by law to provide proof of identification.