Business Accounts

For the entrepreneur, Enterprise Bank offers many important personalized services. We maintain an array of business banking accounts that can be customized to maximize the financial abilities and performance of your unique company. Your personal Relationship Manager will be able to create a tailored set of accounts that will help your business achieve its business and operational goals, while increasing your available funds via our exceptional interest rates.

Unlike many other banks, when you have a question about one of your accounts, your phone call will be answered by one of our friendly Client Service Representatives, not an automated voice message system. When you come to the Bank, you will not waste your time standing in a line to speak to a teller at a window. You will be able to sit down in a relaxed environment where you will feel comfortable to conduct your business.

At Enterprise Bank, personalized service is more than just a catch phrase. We believe that every one of our clients deserves the attention needed to get honest answers to their banking questions, problems and concerns. Moreover, they deserve it in a timely manner.

Free Business Checking

At Enterprise Bank, Free Business Checking really means no fee. Qualified small business clients are charged NO monthly fees and processing costs. Most qualified clients retain a substantial level of deposits with the Bank. In addition, clients who frequently refer other profitable relationships to the Bank may also be eligible to enjoy the benefits of this account.

Features

  • Designed for small businesses with low volume activity
  • NO minimum balance requirements
  • Can be tied to another account for FREE overdraft protection
  • UNLIMITED number of checks can be written
  • UNLIMITED Bank-by-Mail
  • FREE Enterprise Bank Internet Banking
  • Monthly statement with imaged checks

Wire transfer services are available by agreement and additional premium services, such as mobile branch, Tier-2 Internet cash management and lock-box services may be extra. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a No-Fee Business Checking Account at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.

Business Checking on Analysis

Business Checking on Analysis is Enterprise Bank’s most popular business account. Your collected balance is tabulated daily, and then the average collected balance is analyzed on a monthly basis. You receive an earnings credit, which is applied to the account’s net available balance. Net available balance is the investable balance. The result of the average positive collected balance minus legal reserves. In cases where the earnings credit is greater than the monthly fees, the account is free.

Features

  • Interest earnings credit may offset some or all account service fees
  • NO hard charges for the use of uncollected funds
  • All business checking accounts can be linked to one master account for analysis purposes
  • UNLIMITED check writing ability
  • UNLIMITED Bank-by-Mail
  • FREE Enterprise Connection Internet Banking
  • Monthly statement with imaged checks

Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a Business Checking on Analysis Account at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.

Business Checking with Interest

Enterprise Bank’s Business Checking with Interest Account is an interest bearing transactional account. It offers simplified checking to corporations, sole proprietorships and non-profit organizations. It offers several features that are beneficial to business owners. Service charges are consolidated on a statement but no earnings credit is applied.

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Features

  • Competitive interest rates
  • Compounded monthly interest
  • Monthly statement with imaged checks included
  • UNLIMITED Bank-by-Mail
  • FREE Enterprise Connection Internet Banking

All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a Business Checking with Interest Account at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.

Business Savings

Enterprise Bank is consistently ranked among the top financial institutions in the Pittsburgh region for its remarkably high interest rates. The Business Savings Account is no exception. Built to give business owners an option to set aside company funds for future use, the Business Savings Account offers premium rates and a low minimum balance. In any one statement cycle no more than (6) automatic, preauthorized or telephone transfers from the account are permitted due to regulatory requirements. Automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to $5.00 excess withdrawal fee per transfer.

Features

  • Aggressive interest rate
  • UNLIMITED in-person withdrawals
  • UNLIMITED Bank-by-Mail
  • FREE Enterprise Connection Internet Banking
  • 24-hour ATM debit card with UNLIMITED withdrawals
  • Monthly statement
  • Can be tied to business checking as an automated savings vehicle

 Click Here for Current Rates!

All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a Business Savings Account at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.

Premium Business Savings

Commercial clients who wish to maintain their primary accounts with Enterprise Bank can elect to open a Premium Savings account.  This account collects above average variable interest rates and has automatic sweep capabilities for overdraft protection or savings purposes. In any one statement cycle no more than (6) automatic, preauthorized or telephone transfers from the account are permitted due to regulatory requirements. Automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to $5.00 excess withdrawal fee per transfer.   Additional features for this account include:

Features

  • UNLIMITED in-person transactions
  • FREE Enterprise Connection Internet Banking
  • FREE Bank-by-Mail

 Click Here for Current Rates!

You must maintain a non-interest bearing business checking account to obtain the premium savings account rate. Failure to maintain the non-interest bearing checking account will result in the rate being defaulted to the current rate of the Business Savings Account. There is no minimum balance requirement to obtain the annual percentage yield (APY) on the account. All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about Premium Savings account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.

 

Business Money Market

Enterprise Bank offers a five-tiered Business Money Market account. This account has a top tier of $100,000.00+ and is tied to a Wall Street Fund. In any one statement cycle no more than six (6) checks, ACH debits, automatic or preauthorized debit transfers from the account are permitted due to regulatory requirements. Checks, automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to a $5.00 excess withdrawal fee.

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Features

Can be tied to business checking as an automated savings vehicle

  • Tiered interest rates
  • FREE & UNLIMITED Bank-by-Mail
  • UNLIMITED in-person transactions
  • FREE Enterprise Connection Internet Banking

 

All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a Business Money Market Account at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.

Premium Business Money Market

The Premium Business Money Market account is a tiered, interest bearing account and pays substantially above average yields.  The variable interest rates are blended from five levels, with the top level at $500,000.00 and above.  Similar to the Premium Savings account, this account can be tied to your checking account via an automatic sweep in for instant overdraft coverage or out for savings purposes. In any one statement cycle no more than six (6) checks, ACH debits, automatic or preauthorized debit transfers from the account are permitted due to regulatory requirements. Checks, automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to a $5.00 excess withdrawal fee.  Other features include:

Features

  • UNLIMITED in-person transactions
  • FREE Enterprise Connection Internet Banking
  • FREE Bank-by-Mail

Click Here for Current Rates!

The account requires a corresponding Enterprise Bank primary operating account.  Monthly statements include imaged checks. All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a Premium Business Money Market account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.