Financial Information

Enterprise Financial Services Groupís most current Annual Report is available online. It contains the Letter to Shareholders, yearly Financial- Operational Discussion and Audited Financial Statements. 

Click on our stock symbol to view our current stock information: EFSG

2018 Shareholder Meeting Information

Board of Directors

Chuck Leyh
President & CEO

Chuck Leyh is the Chairman of the Board and a member of the Senior Loan and Finance Committees.  He is a CPA with more than 30 years of experience in public accounting with an emphasis in tax and business consulting.  Mr. Leyh is a consultant to small businesses and has experience in business analysis and valuations.  He is a member of the American Institute of Certified Public Accountants, a member of the Pennsylvania Institute of Certified Public Accountants, the past Treasurer of the YMCA of Greater Pittsburgh and is the Chairman of the Pennsylvania Association of Community Bankers in 2012.

Douglas W. Lockard
Executive Vice President

Douglas W. Lockard is the Vice Chairman of the Board and a member of the Bank's Senior Loan, Executive and Finance Committees.  His experience includes real estate development, appraisal, brokerage, consulting and property management services and the development of various businesses.  With an emphasis on small business, his first-hand experience brings a balanced understanding to the Bank and its clients.

William Kinol
Board Member

William Kinol is the Treasurer of the Board of Directors.  He is a CPA with national public accounting experience with Fortune 500 manufacturing companies, International Steel Corporations, and Service and Non-Profit organizations.  He was also Vice President and Assistant Corporate Controller of an International Advertising agency.  Mr. Kinol is also the Chairman of the Audit Committee and a member of the Finance Committee.

Larry G. Lockard
Board Member

Larry G. Lockard is the Secretary of the Board of Directors and a member of Enterprise Bank's Senior Loan and Finance Committees.  His professional experience includes the development of several small business ventures, including wholesale petroleum distribution, restaurants, residential and commercial construction in addition to multiple real estate developments.

Dr. Timothy DeBiasse
Board Member

Dr. Timothy DeBiasse is a member of the Board, an active real estate investor and President of the East Suburban Pediatrics, Ltd.  As a physician, he is a member of the American Academy of Pediatrics and the Pennsylvania Medical Society.  He previously served as Chairman of the Board for the East Suburban YMCA.

Gregory A. Pearson
Board Member

Gregory A. Pearson is a former advisor and current board member.  Practicing in the Corporate Finance and Technology Group of Buchanan Ingersoll & Rooney PC, he has more than 40 years' experience in corporate and international law, antitrust, business sales and purchases, distributor/agent relations, technology licensing and general commercial matters.

Raymond R. Ford
Board Member

Raymond Ford is Senior Vice President and Relationship Manager for Enterprise Bank.  He has been a Relationship Manager with the bank since its inception in 1998.  He has over 32 years of experience in commercial lending for small businesses.  Mr. Ford also serves on the board of directors of the Regional Development Funding Corporation since 2003 and was its past Chairman.

Mr. Ford also is on the Finance Committee of the bank. 

Melissa Hart
Board Member


Melissa Hart is a member of the Board and the Audit Committee at Enterprise Bank. Her background in the financial services industry stems from her legal background and professional service in both the private and public sectors. She is an attorney and consultant with Hergenroeder Rega Ewing & Kennedy, LLC, working with financial institutions and business clients on a variety of matters including creditor rights and government relations. Her public service began with a decade as a Pennsylvania State Senator, chairing the Finance Committee and also serving on the Banking Committee. She then moved to the federal level, serving three terms in the United States House of Representatives. Her tenure included service on the Financial Services and Ways & Means Committees. Hart also participates in political candidate mentoring. She is a frequent speaker on public policy and politics. Hart also serves on the Board of Trustees for the Pittsburgh Film Office. She earned her B.A. at Washington & Jefferson College, and her J.D. from the University of Pittsburgh School of Law. 

Craig Cozza
Advisor to the Board

Craig Cozza is the owner and managing member of Cozza Enterprises, which specializes primarily in retail real estate development, residential development, investment and construction. His passion for bicycling led him to open three locations of Pro Bikes in Squirrel Hill, Monroeville and South Hills Village with more to come.  Also an investor in other retail and sports ventures including Five Guys, Pittsburgh Restaurant Supply and the new Riverhounds Highmark Stadium.  Mr. Cozza is an Advisor to the Board.

Frank L. Schwarz, Jr.
Advisor to the Board

Frank L. Schwarz, Jr. is an advisor to the Board of Enterprise Financial Services Group, Inc.  In addition to his board duties, Mr. Schwarz is the President and Founder of Action Business Leasing, Inc., started in 1984.  The company provides equipment lease financing to small and mid-sized businesses nationwide with a focus on Western Pennsylvania.  In December 2011, Mr. Schwarz was elected to the board of the 900 synagogue Union for Reform Judaism.  Mr. Schwarz has an MBA in Finance from Columbia University.