Personal Accounts

Even though Enterprise Bank focuses primarily on its business clientele, it offers many similar advantages for its personal account customers. Enterprise Bank offers superior deposit interest rates on its personal banking accounts. It also offers a variety of accounts to suit the specialized needs of its customers. Our goal is to make sure our depositorsí funds work hard for them.

Enterprise Bank also offers an account catered specifically to senior citizens. Our Senior Checking Account is free checking! In addition, this unique account features no-fee basic check stock, no minimum balances, and more.

Enterprise Bank is focused on bringing convenience, superior service, and excellent earning power to personal accounts and our community.

Associate Checking

Enterprise Bankís Associate Checking product is a non-interest bearing checking account. It is available to individual and joint account holders and has many great features, such as unlimited check writing, access to 24-hour ATM banking, and no monthly service charges with maintenance of your minimum balance or direct deposit.

Features

  • UNLIMITED check writing ability
  • UNLIMITED Bank-by-Mail
  • 24-hour ATM debit card with UNLIMITED withdrawals
  • Wide selection of personalized checks available
  • Monthly statement with imaged checks
  • Low minimum balance requirements

Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about an Associate Checking Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.

 

Executive Checking

Looking for a checking account that pays interest? Our Executive Checking Account is the one for you. It is an interest bearing account with unlimited check writing privileges. Interest is calculated by the daily balance method, which applies a daily periodic rate to the principal in the account each day. Interest will be accrued daily and paid to the account on the last business day of the month.

Features

  • Account earns interest at higher rates as balances increase (Blended interest rate)
  • UNLIMITED check writing ability
  • UNLIMITED Bank-by-Mail
  • 24-hour ATM debit card with UNLIMITED deposits, withdrawals, transfers & purchases
  • Wide selection of personalized checks available
  • FREE baseline check orders with credit applied to upgrade of order
  • Certified checks with NO fee charged
  • Monthly statement with imaged checks

 Click Here for Current Rates!

All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about an Executive Checking Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.

Senior Checking

The Senior Checking Account is Enterprise Bankís FREE checking account geared specifically to the needs of our clients 60 years or older. It offers many beneficial features, one of which is the ability to have your pension or social security checks deposited directly into the account.

Features

  • NO minimum balance required
  • FREE checking with NO fees
  • FREE basic-style check orders
  • 24-hour ATM debit card with UNLIMITED withdrawals
  • UNLIMITED Bank-by-Mail

Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a Senior Checking Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.

Associate Savings

Enterprise Bank is a great place for starting a new personal savings account. Our most popular personal account is the Associate Savings Account, a variable interest rate account. Interest is accrued each day based upon your balance. In any one statement cycle no more than (6) automatic, preauthorized or telephone transfers from the account are permitted due to regulatory requirements. Automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to $5.00 excess withdrawal fee per transfer.

With a low minimum balance and competitive interest rate, you can be assured that you are making the most of your funds for future use. Our friendly Client Service Representatives can help you with any deposits or withdrawals you may have. Or if you are unable to come to the bank, you can have unlimited Bank-by-Mail and an ATM debit card.

Features

  • Aggressive interest rate
  • UNLIMITED in-person withdrawals
  • UNLIMITED Bank-by-Mail
  • 24-hour ATM debit card with UNLIMITED withdrawals
  • Monthly statement
  • FREE Enterprise Connection Internet Banking

Click Here for Current Rates!

All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about an Associate Savings Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.

Premium Savings

Enterprise Bankís Premium Savings account is designed specifically for consumer clients who maintain their primary household checking account at Enterprise Bank.  This accountís main feature is the above average variable interest rates that clientís can earn, hence itís name.  In addition, this account has automatic sweep capabilities for overdraft prevention or savings purposes. In any one statement cycle no more than (6) automatic, preauthorized or telephone transfers from the account are permitted due to regulatory requirements. Automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to $5.00 excess withdrawal fee per transfer.   It also includes the following features:

 

Features

  • UNLIMITED in-person transactions
  • FREE Enterprise Connection Internet Banking
  • FREE Bank-by-Mail

 Click Here for Current Rates!

You must maintain a non-interest personal/household account to obtain the premium savings account rate. Failure to maintain the non-interest bearing checking account will result in the rate being defaulted to the current rate of the Associate Savings Account. There is no minimum balance requirement to obtain the annual percentage yield (APY) on the account. All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about a Premium Savings account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.

 

Executive Money Market

Enterprise Bankís Executive Money Market Account is a tiered interest bearing deposit account which earns market interest rates.  That means the higher your account balance, the more money you earn. In any one statement cycle no more than six (6) checks, ACH debits, automatic or preauthorized debit transfers from the account are permitted due to regulatory requirements. Checks, automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to a $5.00 excess withdrawal fee.

Features

  • FREE Bank-by-Mail
  • FREE monthly statements with check images
  • NO minimum balance fee to obtain annual percentage yield (APY)

Click Here for Current Rates!

All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about an Executive Money Market Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.

Premium Money Market

The Premium Money Market is a great account for current Enterprise Bank checking account owners to increase their investment funds.  Geared to those clients who have substantial available funds, this account is a tiered variable, interest bearing deposit account that pays premium yields.  Variable rates are blended from five levels and feature a top level at $500,000.00 and above.  Like other Enterprise Bank Money Market accounts, this account can be tied to your checking account via an automatic sweep in for instant overdraft prevention or out for savings purposes. In any one statement cycle no more than six (6) checks, ACH debits, automatic or preauthorized debit transfers from the account are permitted due to regulatory requirements. Checks, automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to a $5.00 excess withdrawal fee.   This account also features:

Features

  • UNLIMITED in-person transactions
  • FREE Enterprise Connection Internet Banking
  • FREE Bank-by-Mail

Click Here for Current Rates!

IRA Accounts

For persons looking to invest in their future safely, Enterprise Bank offers both IRA Certificates of Deposit and IRA Savings accounts. 

 IRA Certificate of Deposit Features

Unlike most area financial institutions, if our Traditional and Roth IRA rates increase during the fiscal year, you can bump up to the higher rate within the same investment term.  And for your convenience, the account will automatically renew upon maturity at the posted certificate of deposit rate.  Other features of this account include the following:

  • Minimum Balance $500.00
  • Interest credited and compounded quarterly
  • NO yearly administrative fees charged

 Click Here for Current Rates!

Certificate of Deposit interest rates are based on the posted regular certificate of deposit rates; the bump up option can only be done once per fiscal year. A fiscal year is a one year term beginning on your certificate's date of issue. There is a ten day grace period after the maturity date to withdrawal the funds without being charged a penalty.

IRA Savings Features

An IRA Savings account is a great way to maintain your IRA account without being locked into a lengthy term, such as with a IRA Certificate of Deposit. Our IRA Savings account offers:

  • Competitive variable interest rate paid monthly
  • $100.00 minimum deposit to open account
  • UNLIMITED Bank-by-Mail
  • Monthly statement
  • FREE Enterprise Connection Internet Banking

Click Here for Current Rates!

Premium IRA Savings

To reward clients with a strong deposit relationship with Enterprise Bank, we have created the Premium IRA Savings account. Similar to the IRA Savings in features, it offers an increased interest rate.

  • Premium variable interest rate paid monthly
  • UNLIMITED Bank-by-Mail
  • Monthly statement
  • FREE Enterprise Connection Internet Banking

Click Here for Current Rates!

Premium & Premium IRA Savings accounts require a minimum deposit of $500.00 to open the account. You must maintain a non-interest bearing business checking or household account to obtain the premium savings account rate. Failure to maintain the non-interest bearing checking or household account will result in the rate being defaulted to the current rate of the Business or Associate Savings Account. You must maintain the minimum balance requirement to obtain the annual percentage yield (APY) on the account. All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.

To learn more about an IRA Certificate of Deposit, IRA Savings or Premium IRA Savings Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.