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Enterprise Bank

Board of Directors

 Scenic photo of river
Chuck Leyh - Chairman of the Board, CEO
Chuck Leyh is the Chairman of the Board and a member of the Senior Loan and Finance Committees. He is a CPA with more than 40 years of experience in public accounting with an emphasis in tax and business consulting. Mr. Leyh is a consultant to small businesses and has experience in business analysis and valuations. He is a member of the American Institute of Certified Public Accountants, a member of the Pennsylvania Institute of Certified Public Accountants, the past Treasurer of the YMCA of Greater Pittsburgh and was the Chairman of the Pennsylvania Association of Community Bankers in 2012.

Douglas W. Lockard - Vice Chairman of the Board
Douglas W. Lockard is the Vice Chairman of the Board and proudly serves on the Bank’s Senior Loan, Executive, and Finance Committees. Doug is a 1984 graduate of Penn State University with a bachelor’s degree in real estate. Drawing on a career that spans real estate development, appraisal, consulting, brokerage and property management, Doug brings a wide-range of experience as well as an entrepreneurial spirit from his work in launching and developing small businesses. His hands-on experience helps him connect with clients and supports the Bank’s mission to serve the local business community. 
Dr. Timothy DeBiasse - Board Member
Dr. Timothy DeBiasse is a member of the Board, an active real estate investor and past President of East Suburban Pediatrics, Ltd. As a licensed physician, he is a member of the American Academy of Pediatrics and the Pennsylvania Medical Society. He also previously served as Chairman of the Board for the East Suburban YMCA.
Raymond R. Ford - Board Member
Raymond Ford has been with Enterprise Bank since its founding in 1998 and brings over 40 years of commercial lending experience to his role as Senior Vice President and Relationship Manager. Throughout his career, Ray has focused on helping small business owners secure the financing and guidance they need to grow. Since 2016, he has served as a member of the Bank’s Board of Directors and is an active member of the Bank’s Finance Committee, contributing his expertise to strategic decision-making. In addition, Ray has served on the board of the Regional Development Funding Corporation, including time as its Chairman. His long-standing commitment to the business community and depth of lending expertise make him a trusted advisor to clients across the region.
Melissa Hart - Board Member
Melissa Hart is a member of the Board and the Audit and Compensation Committees at Enterprise Bank. Her background in the financial services industry began with her law firm and continued with her service in public office. She is an attorney and consultant with Hergenroeder Rega Ewing & Kennedy, LLC, working with financial institutions and business clients on a variety of matters including creditor’s rights and government relations. She served as a Pennsylvania State Senator for a decade, chairing the Finance Committee and serving on the Judiciary and Banking Committees. She then ran for a seat in the United States House of Representatives, where she served three terms. Her tenure included service on the Financial Services and Ways & Means Committees. Hart also participates in political candidate mentoring. She is a frequent speaker on public policy and politics. Hart is a Board Member for the bipartisan Democracy Defense Project, Vision for Life, and advises PA Civics. She earned her B.A. at Washington & Jefferson College, and her J.D. from the University of Pittsburgh School of Law.  
Larry G. Lockard - Board Member
Larry G. Lockard is the Secretary of the Board of Directors and a member of Enterprise Bank’s Senior Loan and Finance Committees. His professional experience includes the development of several small business ventures, including wholesale petroleum distribution, restaurants, residential and commercial construction in addition to multiple real estate developments.
Keith Rothfus - Board Member
Keith Rothfus is an American politician who served as the U.S. Representative for Pennsylvania’s 12th congressional district from 2013 to 2019. Prior to serving in Congress, he worked as an attorney. Keith lives in Sewickley and is married to his wife Elsie and the father of six children. He frequently speaks and writes on public policy issues.
Timothy K. Zimmerman - Board Member
Mr. Zimmerman served as Chief Executive Officer and a director of Standard AVB Financial Corp. and Standard Bank from 2017 to 2020. He was the President & Chief Executive Officer of Standard Financial Corp. and Standard Bank from 1992 to 2017 and a director of Standard Financial Corp. and Standard Bank from 1993 to 2017. Prior to joining Standard Bank, Mr. Zimmerman served at Landmark Savings Association, Pittsburgh (and predecessors) from 1977 to 1992, including service as Senior Vice President and Chief Financial Officer from 1985 to 1992. Mr. Zimmerman is a Certified Public Accountant and worked for KPMG Peat Marwick from 1973 to 1977. He is very active in not-for-profit organizations, serving on boards and committees of the Pittsburgh Civic Light Opera and others in the Greater Pittsburgh Area. He is a former member of the Board of Directors of the Pennsylvania Association of Community Bankers. Mr. Zimmerman served as Chairman of the Independent Community Bankers of America (“ICBA”) and as a member of ICBA’s Board of Directors and Executive Committee. In addition, he has served as Chairman and Vice Chairman of the Consumer Financial Protection Bureau’s Community Bank Advisory Council and as a member of the National Association of Home Builders Mortgage Roundtable. Mr. Zimmerman contributes his extensive experience in financial accounting, financial institutions, and management experience to the Board of Directors.
Lori Cestra - Advisor to the Board, President
Lori A Cestra has a bachelor’s degree in Business Administration from Edinboro University of Pennsylvania. She also graduated from the Graduate School of Banking at the University of Colorado. She was active on the board of the Pennsylvania Association of Community Bankers before recently being appointed as the first woman to Chair the organization. She has three teenage girls and coached youth basketball in the township of South Fayette for many years.
Frank L. Schwarz, Jr. - Advisor to the Board
Frank L. Schwarz, Jr. is an advisor to the Board of Enterprise Financial Services Group, Inc. In addition to his board duties, Mr. Schwarz is the President and Founder of Action Business Leasing, Inc., started in 1984. The company provides equipment lease financing to small and mid-sized businesses nationwide with a focus on Western Pennsylvania. In December 2011, Mr. Schwarz joined the board of the 900 synagogue Union for Reform Judaism. Mr. Schwarz has an MBA in Finance from Columbia University.
Mason D. Lockard - Advisor to the Board
Mason joined Enterprise Bank as a Relationship Manager in 2017 and holds a Bachelor of Science in Business Administration & Finance from West Virginia University. In July 2024, he graduated from the Graduate School of Banking at the University of Colorado – Boulder. Mason has built his real-world lending expertise from the ground up and brings almost ten years of experience in the commercial lending industry. In October 2024, he was promoted to Senior Vice President and Chief Operating Officer, as well as HR Administrator of Enterprise Bank. In addition to his operational responsibilities, Mason continues to maintain and manage his commercial loan portfolio, supporting clients with a personalized and relationship-focused approach.
 Emeritus Board Member
Gregory A. Pearson

Gregory A. Pearson is a former advisor and current board member. He practiced in the Corporate Finance and Technology Group of Buchanan Ingersoll & Rooney PC for 43 years until his retirement in December, 2013. He has experience in corporate and international law, antitrust matters, business sales and purchases, distributor/agent relations, technology licensing and general commercial matters.





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