In this week's episode, we will discuss COVID-19 and the impacts it had on the restaurant industry, as well as how leadership responded. Dave Miller sits down with restauranteur Justin Severino, owner of Morcilla and Salty Pork Bits in Pittsburgh, PA, to get an insiders perspective on what it has been like this past year. President and CEO of Enterprise Bank, Chuck Leyh, then gives his perspective on how leadership responded during a global pandemic.
Follow along with Dave Miller, SVP, and Charles Leyh, CEO, of Enterprise Bank in Pittsburgh, PA, as they dive into the worlds banking, entrepreneurship, small business, and government, and how they all affect each other. Through a series of enlightening episodes, learn about the most complex, regulated and misunderstood industry in the country and how not all businesses are created and financed equally.
For comments, questions or to suggest episode topics, please email us at insidethevault@enterprisebankpgh.com.
Podcasts are available to watch or listen on the following platforms:
Join host Dave Miller on this "Inside the Vault" episode as he welcomes Doogie Levine from IAS Business Coaching & Consulting and Sarah Halperin DiPerna from ProcessWorks. They share their unique backgrounds and experiences in helping business owners enhance operational efficiencies and customer experiences.
The discussion delves into the fundamental elements of business—people and processes—and the challenges small business owners face in integrating these resources effectively. Doogie and Sarah highlight common issues such as the fear of change, the struggle to take the first step in process improvement, and the pitfalls of overly detailed documentation that can lead to formatting fatigue. They emphasize the importance of understanding core processes and maintaining flexibility in process improvement, noting that efficiency is not just about speed but consistency and overall impact. Doogie and Sarah provide valuable insights into the resources available to business owners who want to embark on process improvement initiatives.
Ep 44 - AI Insights for the Small Business Owner
Join host Dave Miller on this episode of "Inside the Vault" as he interviews Michelle Fontana, Managing Director at EY. Michelle shares her expertise in artificial intelligence (AI) and its transformative potential for small businesses.
Dave and Michelle discuss the rapid growth of AI adoption, highlighting a recent survey that showed an increase from 22% to 75% of respondents using AI in just one year. The conversation delves into practical use cases for AI in marketing, HR processes, and customer service while also discussing concerns about data privacy and the importance of verifying AI-generated information.
For those interested in exploring AI further, here are some valuable resources:
- EY survey
- The 15 Best AI Tools
- Artificial Intelligence for Small Business
Want to learn more about how AI can benefit your business? Connect with Michelle via Linkedin
Ep 43 - Going Global, International Trade Basics
Join host Dave Miller on this episode of "Inside the Vault" as he interviews Brent Rondon the Senior Management Consultant for the Small Business Development Center (SBDC),. Brent shares his extensive experience in helping small businesses navigate the international marketplace, emphasizing the significant export opportunities.
Dave and Brent discuss common misconceptions that deter businesses from entering the global market and highlight the benefits of exporting, such as increased innovation and financial strength. Tune in to learn how small businesses can leverage free resources to expand their reach globally! Want more information? Email Brent at rondon@innovation.pitt.edu or visit www.entrepreneur.pitt.edu
Ep 42 - Putting the Pieces Together - The Module Family of Companies
Join host Dave Miller on this episode of "Inside the Vault" as he interviews Brian Gaudio, co-founder of Module. Brian shares his entrepreneurship journey and how the Module Family of Companies has become builders and thought leaders in the modular industry.
Dave and Brian discuss the misconceptions surrounding modular homes versus mobile homes, highlighting the importance of educating potential customers about the differences. They chat about the benefits of modular construction, including faster build times, higher quality control, and significant energy efficiency. They also delve into the recent opening of Module's manufacturing facility in Pittsburgh, allowing them to better serve the region. Want to learn more? Check out www.modulehousing.com.
Join us on this "Inside the Vault" episode as host Dave Miller talks with Brett Minarik from Lawrence Hall. Brett and his wife Phoebe recently opened a new food hall concept in the Lawrenceville area of Pittsburgh. The facility offers a unique dining experience with four co-located restaurants and a bar called Dear James. Brett shares insights into their backgrounds, experiences, and the journey of developing Lawrence Hall.
Despite facing challenges with zoning approvals, Brett and Phoebe's resilience and determination have led to the successful opening. Want to learn more? Check out www.lawrencehallpgh.com
Ep 40 - Don’t Check Out on Check Fraud
Join us on this episode of "Inside the Vault" as host Dave Miller and Chuck Leyh, President and CEO of Enterprise Bank, discuss the serious issue of fraud in today's world. Dave highlights the alarming statistics of check fraud incidents and losses in recent years, emphasizing the need for business owners to be vigilant. They delve into the evolution of check fraud techniques, such as check washing, and the challenges banks face in combating these fraudulent activities.
Chuck and Dave explore the impact of political and governmental changes on the banking industry, which leads to vulnerabilities that fraudsters exploit. Listen as they offer some important methods of protecting yourself against the rise in fraud.
Ep 39 - Outdoor Hospitality at its Finest - Lake Raystown Resort
On this episode of "Inside the Vault", host Dave Miller had the pleasure of interviewing Josh Patt and Samantha Kozak, the sibling duo behind Lake Raystown Resort in Central Pennsylvania. Josh and Samantha shared their entrepreneurial journey, growing up in a business-oriented family, and eventually taking over the resort from their father. They discussed the history of Lake Raystown and the unique recreational activities and accommodations offered at the resort. Dave, Josh, and Samantha talk about their long-term relationship with the bank, entrepreneurial advice, and vision for the future! Want to visit the resort? Check them out at www.lakeraystownresort.com.
Ep 38 Don’t be Sold - Enterprise Bank’s Approach to SBA Lending
Join Dave Miller, the host of "Inside the Vault", as he sits down with Chuck Leyh, the President and CEO of Enterprise Bank, to discuss the SBA Funding Programs. In this episode, they delve into the different programs and even cover some of the options that are less utilized by lenders. Chuck and Dave discuss why they use the SBA funding programs and what Enterprise Bank does differently to benefit its clients. You will also find out the advantages and challenges of SBA funding, as well as gain insight into the future of the program.
Ep 37 Tools of the Trade - The Story of Bon Tool
Join “Inside the Vault” host Dave Miller as he chats with John Bongiovanni, President of Bon Tool Company. John walks us through three generations of Bon Tool and the history behind the company. They discuss the unexpected events and situations faced by the company, including a devastating cyber attack that tested their perseverance. Check out how they remedied these obstacles and see what is in store for Bon Tool. Want to see more? Visit www.bontool.com.
Ep 36 Reaching New Heights - The Story of ASCEND Climbing
Join us as “Inside the Vault” host Dave Miller sits down with Alex Bernstein of ASCEND Climbing. Alex tells us how ASCEND started with just a few passionate climbers and how it has grown to be the region’s premiere climbing business. Dave and Alex discuss how their success has led to multiple locations and a variety of offerings at each location. Hear Alex’s advice for other entrepreneurs and what the future holds for ASCEND. Want to learn more about ASCEND Climbing? Visit www.ascendclimbing.com.
Ep 35 Growing from the Roots Up - Featuring Local Roosts Landscaping & FRWRD Coaching
Join “Inside the Vault” host Dave Miller as he sits down with Patrick Murray and Kenn Deemer of Local Roots Landscaping. Dave learns how Local Roots grew from operating out of a back of a car to the multimillion-dollar business that it is today. Patrick and Kenn tell us what it takes to not only succeed, but to strategically grow a business. They stress the importance of having a business coach to support your goals and how they are giving back to the entrepreneurial community with FRWRD Coaching. Want to learn more about both business? Visit www.localrootslandscaping.com and www.frwrdcoaching.com.
Ep 34 Financial Planning & Wealth Management for the Business Owner
Join the conversation with “Inside the Vault” host, Dave Miller, and Jim McGovern of McGovern Wealth Group. As a small business owner, planning for your future and retirement can pose unique challenges. Jim and Dave talk about the different situations and considerations that you should take when making financial decisions. Starting early and ensuring that you have the right plan for your specific business is the key to success. Interested in working with Jim or his team? Check out McGovern Wealth Group at www.mcgovernwealth.com and Jim’s podcast, Maximizing Outcomes.
Ep 33 Enterprise Bank's 25th Anniversary - A Quarter Century of Supporting Small Business
On this episode of “Inside the Vault” we celebrate 25 Years of Enterprise Bank! Join Dave as talks to Relationship Managers Jodi Zelenske, Randy Davidson, and Travis Gonzalez about fun memories, their day-to-day, and what the future holds. Dave also dives into the founding of the bank and how it has developed over the last 25 years with President & CEO, Chuck Leyh and Executive Vice President & COO, Lori Cestra. Lori shares how helping small business is at the core of Enterprise Bank’s values. Don’t miss this exciting episode and see what the future holds for the future of the bank!
Ep 32 The ABCs of the CDCs with RDFC
Join “Inside the Vault” host Dave Miller as he sits down with Rebecca MacBlane and Nathan Nyland of Regional Development Funding Corporation, RDFC provides funding on behalf of the SBA. Dave, Becky, and Nate discuss the programs and funding options that are available to small businesses. RDFC shares about several interesting projects and solutions they provided as SBA lending can be vital for a small business. Interested in learning more? Visit www.rdfc.net or call 412-471-1030.
Ep 31 The Coolest of Cats - The Business of Video Games with Mega Cat Studios
On this episode James Deighan, founder of Mega Cat Studios, joins “Inside the Vault” host Dave Miller to talk about being an entrepreneur within the video game industry. Hear James’ story, what current projects he has in the pipeline, and his wife’s journey into Fox Blossom. Dave and James discuss the unique challenges the game industry brings and the familiar challenges that all business owners face. Find out what games the studio has completed and even hear some hints about exciting upcoming announcements from Mega Cat Studios!
Ep 30 Covering Your Assets in a Virtual World - Meet ETG
Join “Inside the Vault” host Dave Miller, as he talks with Matthew McCullough, VP of Information Technology of the Enterprise Technology Group. Listen as Matt and Dave discuss the everchanging world of Information Technology. Cybersecurity, Data Management, and many other IT related items can affect small businesses in today’s virtual world. Find out all the products, services, and capabilities the Enterprise Technology Group has to offer. Ready to learn more? Contact Matt at info@enterprisetechpgh.com or call 412-213-7319.
Ep 29 - Part 02 - Fermenting the Future - The Journey of Velum
Join “Inside the Vault” host Dave Miller as he talks with Nate & Jenna McLaughlin of Velum Fermentation! This is the second of a two-part series where we learn how Velum came to be and what the future holds. In this episode we dive into the current happenings around Velum. Nate and Jenna talk about products they offer and what new ideas they have. They also discuss the fun use of the space that they are hosting. Be sure to check out Part 01 of the series to hear their origins. Want to connect with Nate and Jenna? Check out their social media channels with the handle of @VelumFermentation.
Ep 29 - Part 01 - Fermenting the Future - The Journey of Velum
Join "Inside the Vault" host Dave Miller as he talks with Nate and Jenna McLaughlin of Velum Fermentation! This is the first of a two-part series where we learn how Velum came to be and what the future holds. Dive into how Nate and Jenna not only got into brewing, but how they ended up in Pittsburgh. Hear the journey of how Nate cut his teeth at other breweries and gained the knowledge to start his own. Jenna shares her passion of people and operations which led to her joining Nate as the COO and general manager of Velum. Want to connect with them? Check out their social media channels with the handle @VelumFermentation.
Ep 28 Rising from the Ashes and Forging Ahead - The Story of Wendell August Forge
Join host of “Inside the Vault”, Dave Miller, as he sits down with Will Knecht, Chairman of Wendell August Forge. Will shares the fascinating story about 100 years of American manufacturing and craftsmanship. Stories unfold about the trials and tribulations of Wendell August Forge, including a devastating fire that nearly closed the business. Will and Dave talk about rebuilding and the plans to be a steward of American craftsmanship for years to come. To learn more about Wendell August Forge visit www.wendellaugust.com.
Ep 27 Supporting Small Business from Ales to Trails - Meet The Progress Fund
Join “Inside the Vault” host Dave Miller as he talks with David Kahley, President & CEO of The Progress Fund! This non-profit community development financial institution provides financing and business coaching to help people grow their businesses and create jobs for our region. Take a listen as Dave and David discuss The Progress Fund’s initiative and some of the projects they have funded. Hear about the vision and mission and future endeavors of The Progress Fund. Want to learn more? Visit them at www.progressfund.org.
Ep 26 Perfetting Your Bookkeeping Process (and No That's Not a Typo)
Join “Inside the Vault” host Dave Miller as he talks with Fran Perfett, VP of Financial Consulting for Enterprise Bookkeeping Consultants. Fran tells us about the new offerings and how his team can provide a wide range of service tailored to the needs of a client. Dave and Fran dive into different ways that a service like EBC can fill a variety of needs for a small business, while still being affordable. Want to find out if Fran can help your business? Give him a call at 412-952-0506 or email him at fperfett@enterprisebankpgh.com.
Ep 25 Your Confidential Data - Privacy vs. Discrimination
Join “Inside the Vault” host Dave Miller and Chuck Leyh, President and CEO of Enterprise Bank, as they discuss the final rules of Section 1071 proposed under the Dodd-Frank Wall Street Reform and Consumer Protection Act. This change would require more than 20 data points to be collected from small business applicants. Listen as Dave and Chuck explore the potential problems and challenges this rule change creates for both the banking industry and the applicants. Want to learn more? Visit www.enterprisebankpgh.com
Ep 24 Meet the Title Team - An Interview with The Property Closers
Join “Inside the Vault” host Dave Miller as he talks with Jennifer Butler and Gary Szafranski of The Property Closers! Jenny and Gary discuss the topic of title insurance and the importance of it in a real estate transaction. Find out how this small piece of the transaction can protect you for years to come and should not be overlooked! Also listen to the group discuss The Property Closers’ success and growth over the last five years of business and their excitement for the future. Want to contact The Property Closers? Visit them online at www.propertycloserspgh.com
Ep 23 How Fair is Your Share? - Proposed Federal Tax Increases
Join host Dave Miller and Enterprise Bank CEO, Chuck Leyh, as the delve into proposed federal tax increases. Their combined experience, Mr. Leyh has spent his career as an accountant and Mr. Miller specializes in working with small businesses, offers up a unique perspective on how this can affect our region. Be sure to subscribe and follow Inside The Vault so you never miss an episode.
Ep 22 Bankonomics - Analyzing Recent Bank Failures
Join “Inside the Vault” host Dave Miller and Chuck Leyh, President and CEO of Enterprise Bank, as they provide insight into recent large-scale bank failures that have received national media attention. Learn about the underlying reasons for these bank failures and how Enterprise Bank has purposely insulated itself from these types of risks to ensure our depositors’ funds are protected. Use the link provided for more information and to connect with Dave Miller, Chuck Leyh, and Enterprise Bank Home › Enterprise Bank (enterprisebankpgh.com).
Ep 21 It's an Unreal Estate World with Doug Lockard
Join host Dave Miller and Senior Vice President of Enterprise Bank, Doug Lockard, as they discuss their viewpoints on the real estate market. Doug has always placed an emphasis on working with the small business sector through his has extensive experience in the real estate industry including development, appraisal, brokerage and consulting with property manages services. For more information and to connect with Doug and his team, please visit Howard Hanna Kuzneski & Lockard Real Estate.
Ep 20 The Flames are Rising- Blue SaFire; A Hub and Club for Entrepreneurs
Join host Dave Miller and the team from Blue SaFire as they discuss how their concept, brand and vision are coming to fruition in their newly constructed offices and club space. Jenny Butler, Michelle Fagan and Megan Hepler give insight into their different backgrounds and how it led to them connecting over a shared passion for the entrepreneurial spirit. Blue SaFire is a hub and club for all entrepreneurs, we look forward to connecting with those who are seasoned in their fields and those aspiring to launch as entrepreneurs. Make sure to subscribe and follow us on all social media platforms to receive the latest updates.
Ep 19 Lions, Tigers, and Bears (with Adam Guiher)
Join “Inside the Vault” host Dave Miller as he sits down with Adam Guiher, owner of Keystone Safari & Living Treasures Wild Animal Park, and Chuck Leyh, President & CEO of Enterprise Bank. Dave, Adam and Chuck talk about Adam’s entrepreneurial journey - from buying Living Treasures when he was 19 years old to now having two parks with hundreds of thousands of visitors a year. Hear more about the inner workings of Adam’s business and the challenges he has faced while learning about the role Enterprise Bank has played in supporting Adam and his business along the way. Want more information? Visit Living Treasures Wild Animal Park at www.ltzoo.com and Keystone Safari at www.keystonesafari.com.
Thank you for listening to this episode of “Inside the Vault”. Subscribe today and follow us for updates, and if you have any questions or topics you would like to hear about, please email us at insidethevault@enterprisebankpgh.com!
Join “Inside the Vault” host Dave Miller and Chuck Leyh, President & CEO of Enterprise Bank, as they sit down with Joe Kallen, CEO of Busy Beaver. Joe shares his entrepreneurial journey, the challenges of being a young entrepreneur, and what he has learned over the years. They talk about different projects that Enterprise Bank has assisted Joe with and how he came to own Busy Beaver. Chuck, Joe, and Dave dig into current issues, such as inflation and continued limitations within supply chain and the affects Busy Beaver and other businesses owners are seeing. Want to learn more about Busy Beaver? Check them out online at www.busybeaver.com.
Thank you for listening to this episode of “Inside the Vault”. Subscribe today and follow us for updates, and if you have any questions or topics you would like to hear about, please email us at insidethevault@enterprisebankpgh.com!
Ep 17 What is ESG (ft. Chuck Leyh)
Join “Inside the Vault” host Dave Miller and Chuck Leyh, President & CEO of Enterprise Bank, as they discuss the business framework known as ESG. They explain what ESG is and it's potential influence on the business world. Chuck and Dave take a deep dive into Environmental, Social, and Corporate Governance, what is being proposed and the possible impact that it could have on small business customers. Find out why you need educate yourself and how to be part of the conversation surrounding the possible implementation of ESG. Want to learn more? Visit www.enterprisebankpgh.com.
Thank you for listening to this episode of “Inside the Vault”. Subscribe today and follow us for updates, and if you have any questions or topics you would like to hear about, please email us at insidethevault@enterprisebankpgh.com!
Ep 16 The Price Is No Longer Right
Join “Inside the Vault” host Dave Miller as he chats with Chuck Leyh, President & CEO of Enterprise Bank, about the effect of inflation on the economy and the current interest rate environment. They explain what inflation is and explore the events/ policies that have brought us to this point. Find out Dave and Chuck's thoughts on where the rates are going and who is currently benefitting from the current increased rates. Want to learn more? Visit www.enterprisebankpgh.com
Thank you for listening to this episode of “Inside the Vault”. Subscribe today and follow us for updates, and if you have any questions or topics you would like to hear about, please email us at insidethevault@enterprisebankpgh.com!
Ep 15 Making Cents of Cryptocurrency (ft. Chris Wilmer)
Author and University of Pittsburgh Associate Professor, Chris Wilmer, joins host Dave Miller on this episode of Inside the Vault. Follow along as the two discuss what cryptocurrency is and how it can be utilized, for both consumers and small businesses. The concept of crypto has become an every day topic of conversation and Wilmer breaks down the ins and outs of it so even the most befuddled can obtain an understanding. Listen or watch now!
Ep 14 Inflation Nation (ft. Chuck Leyh)
Join host Dave Miller and Enterprise Bank CEO, Chuck Leyh, as they discuss how inflation is on the rise in the United States and across the globe. They discuss how this rise in costs will affect small businesses and consumers, as well as leadership's response and how the conflict in Eastern Europe and Asia is, or isn't, affecting these inflation changes.
Ep 13 Getting to the Hart of Small Business Issues in PA (ft. Melissa Hart)
Sit down this week with Dave Miller and Melissa Hart. Melissa has put her hat in the race for Pennsylvania State Governor election this fall. In this episode, you will hear Dave discuss with Melissa her viewpoints and plans for office should she win. For more information about Melissa and her campaign, please visit www.hartforpa.org and make sure to follow her campaign online by following her social media pages!
Ep 12 Let's Be Blunt - A Conversation on Banking the Cannabis Industry (ft. Kevin Shivers)
On this episode of Inside the Vault, Dave Miller sits down with the President and CEO of PACB (Pennsylvania Association of Community Bankers) to discuss banking the cannabis industry. They will discuss the current status of the industry, and how these businesses handle their financial matters and banking/lending needs as well as the challenges that arise. You will hear Kevin explain the SAFE Banking Act and discuss the benefits and drawbacks to both the banking and cannabis industry using the traditional banking system.
Ep 1 1 Is the American Dream Dying? (ft. Chuck Leyh)
In this week’s episode of Inside the Vault, Dave Miller sits down with Enterprise Bank’s CEO, Chuck Leyh, to discuss if the American dream is dying. Following up on our previous episode on “Big Brother” watching your personal bank transactions, Dave and Chuck will discuss the scaled back changes to this proposal, as well as unrealized capital gains tax, postal banking, and the motivations keeping the public from returning to the work place.
Should Social Media platforms have the power to censor your First Amendment right? Or should they have the ability to silence your voice, political leaders and opinions that differ from their own? Join Dave Miller as he sits down with former United States Government Officials, Melissa Hart and Keith Rothfus to discuss censorship and its impact on business, COVID-19 and the government as a whole.
Ep 9 You Know Where Your Money is Going. Big Brother May Soon Too. (ft. Aaron Stetter)
This episode provides information on a provision within the Biden Administration’s Fiscal Year 2022 budget proposal for the IRS to begin collecting transactional data on all cash inflows and outflows for both businesses and consumers on all Bank and other financial accounts that have an average balance of greater than $600! While community banks do not endorse such broad IRS access to their customers’ account information, consumers need to be aware of the potential effects of this proposal. Thank you Aaron Stetter from ICBA for the interview!
Ep 8 Who is Enterprise Bank? (ft. Members of the Enterprise Bank Family)
Join Dave Miller and several other employees of the Bank as they give you a behind the scenes look of Enterprise Bank and who we are. Make sure to follow us on social media to stay up to date for season two of the show! We want to wish everyday a happy and safe Independence Day weekend and thanks for listening!
Ep 7 Truth or Consequences: Current Policy Policy Impacts on Small Business (ft. Chuck Leyh)
How would YOU describe the word fair? In this week’s episode of Inside the Vault, Dave Miller and Chuck Leyh sit down to discuss the impacts of public policy on small businesses. They will talk about taxation rates new leadership is proposing, how pandemic relief is creating inflation, and the difference of unemployment benefits pre and post pandemic! If you want to be our next guest on Inside the Vault or want to hear about any specific topics feel free to send us an email at insidethevault@enterprisebankpgh.com, and make sure to subscribe!
On this week’s episode of Inside the Vault, Dave Miller sits down with Dr. Kelly Hunt, Western Pennsylvania District Director for the U.S Small Business Association. They will discuss the SBA’s involvement during the pandemic and the new resources and programs that the agency introduced. In particular, they will discuss the Restaurant Revitalization Fund, its parameters, eligibility and more! Subscribe Now!
During this week's episode of Inside the Vault with Enterprise Bank, Dave Miller sits down with Joseph Kallen, Chairman and CEO of Busy Beaver Building Centers, Inc., as well as Chuck Leyh, President and CEO of Enterprise Bank, to discuss what is happening to the price of consumer goods and services. They will also discuss the struggles of re-hiring employees during the pandemic. Subscribe Now!
In this weeks episode, Dave Miller sits down with Bill Murtha, Senior Managing Director, and Doug Lockard, President of Enterprise Real Estate Advisors. They will discuss the impact COVID-19 had on the commercial real estate industry and which segments of commercial real estate came out winners and losers throughout the past year. Subscribe now!
During this week's episode, Dave Miller sits down with Doug Lockard, owner of multiple family owned franchise businesses, as well as, Chuck Leyh, president and CEO of Enterprise Bank. They will discuss the challenges small business owners are facing with employment during this pandemic, as well as discussing minimum wage and their thoughts.
In this week's episode, Dave Miller will sit down with the owners of Dented Keg Brewing Company, Matt McCullough and Corey Gibbons, to discuss their business that just opened prior to the beginning of the COVID-19 pandemic. President and CEO of Enterprise Bank, Chuck Leyh, will give his perspective on how leadership has responded to these businesses during this time.